Today I want to talk to you about living a naturally frugal lifestyle. It is my belief that we all have good habits ingrained in us, and I think we should take a minute to appreciate that!
I also wanted to share an experience and some tips. I had the awesome opportunity to join KSL NewsRadio’s Dave and Dujanovic show segment titled “Right On the Money” a few times near the end of 2019. They started a $1,000 emergency savings challenge, based on the statistic they had found showing that over 50% of Americans DON’T have at least $1,000 in an emergency savings fund. I love a good financial challenge, and any excuse to motivate me to up my game is something I want in on, so I joined in. I reached the $1,000 in just a few months, and then life happened, as it does, so I had to start back from almost $0. In the end, I was able to make it happen, and during the Christmas show they had me on to talk for just a few minutes about how I did it.
I mentioned only a couple of things: I got in touch with my employer’s HR rep and began having a certain portion of money deposited directly into a separate savings account. I got rid of Netflix. I also worked the side hustle game, adding another (extremely) part-time job and selling things on eBay here and there.
After the show, my family and I listened to the recording for fun. My daughter asked me why in the world I didn’t share any of the other many things I did. I told her, “I couldn’t think of anything else!” She then proceeded to tick off a dozen or more things that we do as a family to live frugally.
I realized that I hadn’t thought of any of those things because they’re things we’re already doing…simply as a part of our lifestyle! Made my day to realize that I’m already super frugal, and just don’t even think about it because it’s just how I am.
Five years ago I would have mentioned every sacrifice we’ve made. It wasn’t a habit back then. We all have things like that, right? Ways that we’re naturally frugal that have just become a part of our routine.
Well, today I want you to celebrate the wins you’ve already achieved in your own frugal lifestyle! What things are you already doing that you barely think about anymore? What things are you hoping to add? When you look back at your past accomplishments it sure becomes easier and more motivating to start adding more. So tell me: what financial wins have you had over the years? I don’t care how big or how small they are…look at them, write them down, share them! Be proud of them and recognize your worth and efforts made.
Are you looking for more ways to save? I know I always am. Please feel free to share your ambitions and we can get learn from each other’s naturally frugal ways.
What do you do to save money? What’s become completely ingrained in your living?